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Owner Academy Series

Series: Lending 101 Bootcamp

Academy

Series / Bootcamp

Geting a Loan

Dive into the essentials of business financing with OwnerCo's Lending 101 Bootcamp. This six-part series breaks down how funding really works.

By Xan Myburgh, Director

September 22, 2025

6 Articles in Series

01

4 Ways Fintech Changed Business Financing

Fintech is transforming business financing: making capital faster, more accessible, and more competitive for small and mid-sized businesses everywhere.

02

Traditional Banks And Alternative Finance: A Powerful Partnership

Traditional banks and alternative lenders aren’t rivals—they’re partners. Together, they’re reshaping how businesses access capital and grow.

03

Building Bridges: How Bridge Funding Can Set Up The Future Of Your Partnerships

Bridge loans provide fast, strategic funding to navigate short-term gaps, support growth, and strengthen investor confidence for your business.

04

The Six Financing Pitfalls That Hold Entrepreneurs Back

Avoid common financing mistakes with these six pitfalls, helping entrepreneurs make smarter funding decisions and set their business up for growth.

05

6 Types Of Short-Term Financing

From credit cards to SBA loans, discover six short-term financing options that can help you boost cash flow, seize opportunities, and stay agile.

06

How Business Owners Can Compare Regular Loans and Lines of Credit

Understand the key differences between a business line of credit and a traditional loan, and learn which option best fits your company’s financial needs.

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About the Author Xan Myburgh, Director

Xan Myburgh is a Director at OwnerCo and Managing Partner at RM Financial, LLC, a direct lending firm and capital advisory platform backed by a strong network of traditional and alternative lenders. A CFA charterholder and serial entrepreneur, he has founded and led multiple alternative lending companies—including Backd Business Funding in the U.S. and Cash Flow Capital in South Africa—which have provided billions in funding to tens of thousands of businesses. At OwnerCo, Xan brings deep experience in credit, lending, and small business finance to help owners make smarter financial decisions at critical inflection points.

Click here to learn more about Xan →

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This website is operated by OwnerCo Connect, LLC. We connect business owners with specialized service providers including: OwnerCo, LLC as a preferred M&A advisory partner (which represents buyers exclusively and receives compensation only from the buying party); RM Financial, LLC as a preferred lending broker; and various partners for growth services. OwnerCo Connect, LLC and our service provider partners may receive compensation for referrals or completed transactions. By using our services, you may be asked to accept our Universal Service Application Terms, Credit Authorization, and Communication Consent.

Lending services are provided through licensed lenders. RM Financial, LLC is a lending broker, not a direct lender, and does not make credit decisions. Financing terms, conditions, and eligibility are determined solely by participating lenders and may vary based on applicant qualifications. For California residents: Business loans are made by licensed lenders in compliance with applicable state and federal law. RM Financial, LLC facilitates connections to lenders but does not make lending decisions. Compensation may be received from lenders for referrals or funded loans, which may impact the placement of financing offers. Not all financing options available in the market are listed on this platform. We encourage applicants to carefully review all lender disclosures and loan agreements before proceeding.

Submitting a funding application through our platform will not impact your personal credit score. However, if you choose to accept a funding offer, the lender may perform a hard credit inquiry which could affect your credit. Funding timelines vary by product and lender, ranging from as little as 24 hours to several weeks depending on the type of financing and your specific situation. We work with multiple funding partners to provide a range of options suited to different business needs and qualifications.