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Lending for Business Owners
Get the capital you need, when you need it, on your terms
How much capital do you need?
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10,000+ OWNERS
EDGE NETWORK
Our Approach
The Right Loan, the Right Partner
When it’s time to secure capital for your business, we connect you with a trusted network of lenders — from alternative financiers to specialized banks. This approach ensures your funding needs get the attention they deserve. We help you match with the right partner, structure terms that fit your business, and move quickly from application to approval.
Smart Products for Every Stage
WORKING CAPITAL - $25K – $10M
- Terms up to 48 months
- For businesses with 1+ year in operation
- Up to 100% future interest forgiven for early payoff
- Ideal for growth, inventory, payroll, equipment, marketing, or unexpected expenses
- Fast approvals and simple, predictable repayment
LINE OF CREDIT - $25K – $1M
- Terms of 6 or 12 months
- For businesses with 2+ years in operation
- Draw funds as needed, only pay for what you use. Maintain cash flow flexibility for seasonal or project-based needs
EQUIPMENT & EXPANSION LOANS - $50K – $5M
- Terms up to 5 years
- Tailored for long-term investments
- Purchase equipment, renovate facilities, or expand locations with predictable monthly payments
SBA LOANS - $25K – $5M
- Up to 10 years for working capital
- Up to 25 years for commercial real estate
- Great for expansion, property purchases, or refinancing existing debt or SBA loans
Minimum Requirements
- $50K monthly revenue (or $600K annually)
- Minimum 625 FICO credit score
- Business bank account & 3+ monthly deposits
- Established business credit
WHEN WE’RE NOT A FIT
- No business bank account
- Less than 12 months in operation
- More than 10% of annual revenue already tied up in current positions
- Less than $100K in average monthly revenue
- Home-based businesses
- Prior defaults, judgments, or poor background check
Industries we Can't Fund
Some of the industries we cannot fund include financial services, logistics, real estate services, legal services, non-profits, flea markets / conventions, adult entertainment, cannabis, solar, gambling, weapons / firearms, payday lending, cryptocurrency / virtual currency, timeshares, multi-level marketing (MLM), offshore businesses, and debt collection agencies.
"Cash flow was killing us during our busy season. Traditional banks didn't understand our business model, but OwnerCo connected us with lenders who actually understood seasonal IT services."
Mark Chen, CEO, TForward Solutions
Marcus secured a $1.2M working capital line through OwnerCo's lending partners at competitive rates without personal collateral. The flexible terms allowed his managed IT services firm to take on three major enterprise contracts, growing revenue by 85% in one year.
OWNER
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FOR OWNERS BY OWNERS
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